Navigating pandemic-related tax incentives can be confusing, especially when misinformation or missed deadlines are involved. At Mellor and Associates, we provide ERC tax credit services in Utah to help business owners understand what’s available, determine eligibility, and claim what they’ve rightfully earned.
The April 15, 2025, deadline for amending 2021 payroll returns is fast approaching, so now is the time to get the facts and take action. This guide outlines the Employee Retention Credit (ERC), who qualifies, and how Utah businesses can claim benefits.
What Is the ERC?
The Employee Retention Credit (ERC) is a refundable payroll tax credit created under the CARES Act. It was designed to reward businesses that retained employees during the COVID-19 pandemic, even when operations were partially suspended, or revenue took a significant hit.
While the ERC program has ended, eligible businesses can still claim up to $21,000 per employee for wages paid in 2021 if they file an amended payroll tax return (Form 941-X) by April 15, 2025.
The credit was intended to help businesses:
- Offset payroll costs
- Maintain staffing levels during economic uncertainty.
- Reinvest in operations post-pandemic
However, not all who qualify have claimed their credits—often due to confusion about eligibility or concerns about increased IRS scrutiny.
ERC Tax Credit Services in Utah: What We Provide
Mellor and Associates's ERC tax credit services include everything business owners need to file a compliant claim. Our CPAs:
- Analyze revenue and operational impact
- Identify qualifying quarters and eligible wages.
- Prepare supporting documentation and Form 941-X
- File amended payroll returns accurately and on time.
- Offer representation in case of IRS inquiries.
By working with our qualified team, you can avoid the risks of inaccurate filings or unsupported claims and gain peace of mind during heightened IRS oversight.
Who Qualifies for the ERC?
You may be eligible to claim the ERC for 2021 if your Utah business experienced one or more of the following:
- Revenue Decline: A 20% or greater decline in gross receipts for any calendar quarter in 2021 compared to the same quarter in 2019.
- Operational Disruption: A full or partial suspension of business operations due to a government order (e.g., social distancing mandates, capacity restrictions).
- Supply Chain Disruptions: Delays or shortages that significantly impacted your ability to operate, even if your business remained technically open.
- Reduced Customer Capacity: Businesses that had to limit occupancy or change operations due to safety mandates may also qualify.
Many Utah businesses assumed they didn’t qualify because they didn’t suffer significant losses or never fully shut down. However, eligibility can hinge on various factors and partial qualifications still count.
Why Use a CPA for Business in Utah to File ERC Claims?
The IRS has increased scrutiny of ERC filings, particularly those submitted by aggressive third-party providers. Working with a CPA for business in Utah ensures that your claim is accurate, well-documented, and fully compliant.
At Mellor and Associates, we help:
- Interpret eligibility based on revenue and government orders
- Document and defend claims using proper financial analysis
- Avoid pitfalls that could trigger audits, penalties, or denied refunds.
- Provide continuity and accountability throughout the entire process
Unlike pop-up ERC firms that have disappeared or left clients unsupported, we’re here for the long haul—with the credentials and experience to back your claim.
How to Claim the ERC Before the Deadline
Eligible businesses that want to claim the ERC for 2021 must file Form 941-X to amend their original payroll tax returns. The statute of limitations for amending a 2021 Form 941 return is April 15, 2025—three years from the original due date. After that, unfiled claims will no longer be accepted, even if your business qualifies.
If you believe your business may be eligible, acting now can help avoid missing out on a substantial refund.
Here’s what the process looks like when working with Mellor and Associates:
- Initial Consultation – We’ll assess whether your business might be eligible based on revenue, operational status, and industry-specific challenges.
- Data Collection – You’ll provide payroll records, gross receipts, and relevant documentation of business impact.
- Eligibility Confirmation & Filing – We prepare the amended returns, gather supporting evidence, and file on your behalf.
- Ongoing Support – If the IRS requests further information, we assist with responses and documentation to ensure compliance.
Time is of the essence. Waiting too long could mean forfeiting thousands in refundable credits that could support your business’s future growth.
Small Business Tax Services in Utah: More Than Just the ERC
At Mellor and Associates, our support doesn’t end with the ERC. We offer a full suite of small business tax services in Utah to keep businesses compliant and financially strong year-round. Our services include:
- Annual business tax filings
- Proactive tax planning
- Compliance support
- Advisory services tailored to your industry
When you work with us, you gain a financial partner who understands your industry and goals and knows how to help you get there.
Don’t Miss Out on the ERC
The ERC has provided financial relief to thousands of small businesses—but many in Utah still haven’t claimed their refund. If your business retained employees during the pandemic, now is the time to find out if you’re eligible.
Mellor and Associates offer trusted ERC tax credit services in Utah, backed by experienced CPAs who understand the unique challenges local businesses face. Let us help you file a compliant claim and take advantage of this opportunity before it’s gone.
Call 385.276.0506 to schedule a free consultation and learn how much your business could claim.
